Overview

Founded in 2013, Debt.com helps consumers tackle debt and credit problems. Debt.com has assisted over 500,000 Americans, resolving more than $850 million in debt.

Debt.com debt consolidation simplifies the money you owe. Rather than pay multiple creditors each month, you’ll take out a loan to consolidate debt into a single monthly payment.

They’ll connect you with financial services and resources in their network to manage various types of debt. Depending on your needs, they compare solutions and recommend companies for credit counseling, loan consolidation, debt settlement, student loan refinance, and back tax negotiation.

Debt.com works with a variety of financial institutions and lenders, and the cost of their services will vary depending on your situation. When you sign up for their services, Debt.com earns a commission through their partner organizations—a common practice for debt consolidation sites, allowing them to make money through partner relationships.

In some cases, Debt.com charges a percentage of your total debt owed. They may also charge a fee upfront or after settling debt. Debt.com has a reputation for transparency, so you can discuss rates on debt settlement directly with your advisor with no obligation.

Overall, customers report high satisfaction after working with Debt.com. People consistently refer to their advisors as “professional”. Their informed guidance on your finances will help give you the confidence to pay off debt for good.

Eligibility & Application Process

Debt.com has a straightforward sign up process that you can handle conveniently online. Begin by visiting their website to submit your information. Their online form will walk you through everything you need to get started.

You’ll receive instant personalized options to help manage finances and pay off debt. From there, you’ll receive a phone call from one of their trusted financial advisors. They’ll guide you through your options and answer any questions, with no obligations. Keep in mind that Debt.com requires a minimum of $4,500 in unsecured debt to qualify for their services.

You can also benefit from the many free online resources. Their website makes it easy to navigate and read about each type of debt, along with recommended steps to paying it off.

Debt Services

If you're looking for ways to pay off debt and improve your credit, Debt.com offers various solutions to help you achieve financial stability. Their financial services include debt settlement, debt consolidation, and credit repair.

Debt Programs

Debt.com connects you with accredited debt programs tailored to your needs. These programs aim to help you regain control of your financial situation. They’ll help understand and pay off a range of debts, including credit card, student loan, and tax debt.

Credit Repair Assistance

Beyond debt management, Debt.com offers resources to help repair your credit. You can also read the many free resources available on their website to improve your financial literacy. Their active social media presence includes educational videos on Facebook, YouTube, and other platforms.

Types Of Debt Covered

Credit Card Debt Solutions

If you’re dealing with high credit card debt, Debt.com can help with options like credit counseling, debt management, and debt settlement. You can also explore debt consolidation and bankruptcy. They provide educational info and a comparison chart to help you choose the best strategy.

Student Loan Debt Assistance

The student loan debt page guides you through federal relief options, including income-driven repayment and private refinancing. You’ll find tools to compare options and learn about federal programs. They also help you decide if private refinancing is worth giving up federal benefits and protections.

Back Taxes Solutions

For back taxes, Debt.com explains IRS options like Offer in Compromise (OIC), installment plans, Currently Not Collectible (CNC) status, and innocent spouse relief. You can access tax professionals who review your options and help stop liens and garnishments.

Credit Score Repair

Debt.com educates you on challenging errors on your credit report and fixing issues lowering your score. They offer referrals to tools for monitoring your credit and provide a step-by-step comparison of DIY credit repair versus using services, including cost comparisons.

Personal Loan Offers

Debt.com can match you with personal loan offers to pay off high-interest debt and consolidate it into one loan. You can use personal loans for various other purposes, such as weddings, moving, vacations, taxes, vehicle purchases, home improvement, medical expenses, emergencies, and major purchases.

Customer Support

Debt.com Customer Service

(833) 711-2931

8220 W State Road 84,

Fort Lauderdale, Florida 33324

Debt.com offers a range of online resources, so you can better understand your financial situation and different options to pay off loans. From credit card debt to student loans, you can find guidance on each type of debt to help take back control of your finances.

If you need to speak to customer service, you can conveniently get in touch right from the website via live chat. Support is also available by phone at (833) 711-2931.

So what do customers have to say about their experience? Debt.com received excellent reviews on Trustpilot. People love the easy sign-up process and attentive debt relief agents. Many felt more confident about their financial future after working with Debt.com.