We earn commissions from brands listed on this site, which influences how listings are presented.
ReviewsArticles
Clear One Advantage Review
In a nutshell: Established in 2008, ClearOne Advantage is a U.S.-based debt settlement company offering no upfront fees, FDIC-insured escrow, and a personalized program. Clients may see their first settlement within an average timeframe of 3-4 months, although timelines can vary. Most clients complete their program in approximately 24 to 60 months, depending on debt and payment plan. A 30-day satisfaction guarantee is also included.
September 01, 2025 / www.topdebtconsolidationloans.com staff
Clear One Advantage Review
In a nutshell: Established in 2008, ClearOne Advantage is a U.S.-based debt settlement company offering no upfront fees, FDIC-insured escrow, and a personalized program. Clients may see their first settlement within an average timeframe of 3-4 months, although timelines can vary. Most clients complete their program in approximately 24 to 60 months, depending on debt and payment plan. A 30-day satisfaction guarantee is also included.
September 01, 2025 / www.topdebtconsolidationloans.com staff
Clear One Advantage Review
In a nutshell: Established in 2008, ClearOne Advantage is a U.S.-based debt settlement company offering no upfront fees, FDIC-insured escrow, and a personalized program. Clients may see their first settlement within an average timeframe of 3-4 months, although timelines can vary. Most clients complete their program in approximately 24 to 60 months, depending on debt and payment plan. A 30-day satisfaction guarantee is also included.
September 01, 2025 / www.topdebtconsolidationloans.com staff
No upfront fees
Visit Site >
ClearOne Advantage at a Glance
defaultEditorial Score8.2
Application process
Process is efficient, documentation requirements are reasonable, may require more detailed financial information
8.0
Customer support
Phone and chat support, Monday through Friday from 9:00 am to 8:00 pm EST, and Saturday from 9:00 am to 6:00 pm EST, email support
9.0
Eligibility criteria
No credit score requirement, no strict income requirement, operates in almost all states
9.0
Customer rewards
No upfront fees, 90-day money-back guarantee
8.0
Additional services
Debt relief and settlement, some educational resources available
7.0

Overview

ClearOne Advantage helps clients settle unsecured debt by negotiating with creditors for reduced balances. Unlike traditional consolidation loans, clients make monthly deposits into an escrow account, and payments are only made once a settlement is accepted. The company has served over 170,000 customers and resolved $3 billion in debt. It holds an A+ rating from the BBB and is accredited by IAPDA and AADR.

Pros

  • No upfront fees; pay only after settlement
  • FDIC-insured escrow accounts
  • Personalized plans with expert support
  • Rated A+ by the BBB and accredited by IAPDA and AADR

Cons

  • Not available in every U.S. state
  • Credit score impact is possible
  • Fees not published publicly

Application Process

  1. Consultation: Free session with a Certified Debt Specialist.
  2. Enrollment: Agreement and setup of an FDIC-insured escrow account.
  3. Funding: Monthly payments begin accumulating.
  4. Negotiation: ClearOne contacts creditors to negotiate lower payoffs.
  5. Approval: You approve each settlement before any money is sent.
  6. Completion: Most clients complete the program in 24–60 months.

The program includes a 30-day satisfaction guarantee for penalty-free cancellation.

Debt Services

ClearOne provides debt settlement, not loans or credit counseling. They negotiate lump-sum settlements with creditors, often at significantly reduced balances.

This makes them a viable option for consumers facing high unsecured debts but unable to qualify for debt consolidation loans.

Types of Debt Covered

Eligible:

  • Credit card debt
  • Store cards
  • Medical bills
  • Private personal loans

Ineligible:

  • Mortgages
  • Auto loans
  • Federal student loans

Customer Support

  • Phone (Enrollment): 888‑335‑0896 (Mon–Fri 8am–10pm, Sat–Sun 8am–8pm EST)
  • Phone (Existing Clients): 888‑768‑4767 (Mon–Fri 9am–8pm EST)
  • Email: customerservice@ClearOneAdvantage.com
  • Live Chat: Mon–Fri 8am–8pm, Sat 9am–6pm EST
  • Client Portal: 24/7 access to account info and tools

AI was used in the creation of this content, along with human validation and proofreading.

Get started now, visit ClearOne Advantage
default
By www.topdebtconsolidationloans.com staff
www.topdebtconsolidationloans.com staff is comprised of freelance writers who write for the site
Editorial Reviews
ClearOne Advantage
No upfront fees
Get My Rate
About Us
Terms of UsePrivacy PolicyCookie PolicyContact Us
Copyright © 2026 Better Impression Ltd. All Rights Reserved.
By using our content, products & services you agree to our Terms of Use and Privacy Policy
Do Not "Sell" My Info
Designed to help users make confident decisions online, this website contains information about a wide range of products and services. Certain details, including but not limited to prices and special offers, are provided to us directly from our partners and are dynamic and subject to change at any time without prior notice. Though based on meticulous research, the information we share does not constitute legal or professional advice or forecast, and should not be treated as such.

Reproduction in whole or in part is strictly prohibited.