If you find yourself struggling to pay back your debts and are searching for a way out, using a service that negotiates your debt can help formulate a plan to relieve your burden. Freedom Debt Relief is accredited by the Better Business Bureau (BBB) with an A+ rating. For over 20 years, Freedom Debt has built a reputation as a reliable debt solution, helping customers pay off their debt quickly compared to making minimum monthly payments. Their service works with unsecured debt, and is ideal for those with credit card debt or individuals facing bankruptcy. While their program is not for everyone, using a service that negotiates your debt can be helpful for those struggling with upwards of $20,000 in debt who are committed to sticking with a plan and living within their means. The service can have a negative impact on your credit score and should only be used as a last resort.

Recognized as one of the top debt consolidation services, National DR has an excellent track record of working with clients to customize debt settlement solutions. Despite only being around since 2009, it has already helped more than 400,000 families and individuals resolve their debt.

Accredited Debt Relief is a debt consolidation company that helps Americans facing credit card debt by lowering monthly payments, and reducing the principal balance. New customers can start with a free consultation. Their website also hosts a calculator so that customers can view their potential savings and debt resettlement options in advance. Overall, their service helps those with debt of at least $10,000 or more come up with a sensible plan for paying off money owed.

ClearOne Advantage is a full-service debt consolidation company that has over 10 years of experience helping those struggling with debt. Based in Baltimore, the company works helps its clients consolidate and pay off debt quickly and smoothly, creating a sensible plan that will allow them to become debt-free sooner.

Bankrate provides loan comparison services to help borrowers find the best loan for their needs from top private lenders. You can quickly view the rates and terms of multiple lenders all in one place to help streamline the loan selection process after providing a little bit of basic information about yourself. Bankrate is not a direct lender, so you’ll have to contact the lenders listed on the Bankrate website to apply for loans or to ask questions about loan rates or terms.