Overview
Solo (formerly SoloSuit) is a U.S.-based legal-tech company that helps individuals respond to debt collection lawsuits and settle debts independently. Through its automated online platform, users can prepare and file legal Answers, negotiate directly with creditors via SoloSettle, and access optional attorney reviews or filing support. Solo is not a law firm and does not provide legal advice; instead, it offers software tools and educational resources that empower consumers to act independently. Solo is available in all 50 states. Solo has assisted over 330,000 users with $2.26 billion in debt. Although these figures are self-reported and not independently audited.
Pros & Cons
Pros
- Offers lawsuit response automated tools
- Pay up to 19% SoloSettle fee only on success
- Available in all 50 U.S. states
- Optional attorney filing and review
Cons
Types of Debt Addressed
Solo helps consumers primarily with unsecured debts that are in collections or litigation. These generally include:
- Credit card debt
- Personal loans (particularly when sent to collections)
- Medical bills
- Private student loans (excluding federal loans)
- Payday loans
Solo does not cover secured debts, such as active mortgages or auto loans with liens, unless those debts have been transitioned to unsecured status through repossession or charge-off.
Customer Support
Solo provides digital support via:
- Help Center: help.solosuit.com
- Email: support@solosuit.com
Support appears to be primarily asynchronous and handled through web-based channels. No phone support or live chat hours are publicly listed.
Conclusion
Solo offers a unique and accessible alternative for consumers in debt litigation who need self-help legal tools rather than loans. Its services are clearly priced, available nationwide, and focused on empowering individuals to settle debts or respond to lawsuits without traditional legal fees. While it lacks phone-based customer service and does not guarantee results, it fills a critical niche for those seeking cost-effective, tech-driven solutions to serious debt challenges.
Best for: individuals facing active debt lawsuits, those unable to afford an attorney, and those seeking to settle unsecured debts without incurring additional debt.
Not For: Those seeking traditional debt consolidation loans or full-service legal representation.
AI was utilized in the creation of this content, complemented by human validation and proofreading.
