We earn commissions from brands listed on this site, which influences how listings are presented.
Adv Disclosure
We aim to provide valuable content and useful comparison features to our visitors through our free online resource. It's important to note that we receive advertising compensation from companies featured on our site, which influences the positioning and order in which brands (and/or their products) are displayed, as well as the assigned score. Please be aware that the inclusion of company listings on this page doesn't imply endorsement. We don't feature all providers available in the market. Any information presented on this page, including pricing, is subject to change without notice. We want to emphasize that we disclaim all representations and warranties concerning the accuracy of the information provided on this site, unless otherwise explicitly stated in our Terms of Use
Close
default
default
Very Good
Get My Rate
JG Wentworth In-Depth Review
In a nutshell: With over 30 years of experience, J.G. Wentworth can help navigate the road to debt relief with their online matching service.
JG Wentworth In-Depth Review
In a nutshell: With over 30 years of experience, J.G. Wentworth can help navigate the road to debt relief with their online matching service.
JG Wentworth In-Depth Review
In a nutshell: With over 30 years of experience, J.G. Wentworth can help navigate the road to debt relief with their online matching service.
default

Overview

If you find yourself in over your head with debt, then you may want to consider J.G. Wentworth debt consolidation. With 30+ years of experience, J.G. Wentworth can help navigate the road to debt relief.

By using their online matching service, you can find debt consolidation loans tailored to meet your needs from top providers. This will allow you to reduce your total unsecured debt by combining your monthly payments. If you’re looking for low APR, flexible repayment terms, and special introductory rates—J.G. Wentworth has got you covered.

With an A+ rating on the Better Business Bureau, J.G. Wentworth is a well-reputed option for managing and paying off debt. Join the millions of Americans who have taken steps toward becoming debt-free. You can get started from the comfort of your home. Visit the J.G. Wentworth website to begin the application process and see if you qualify.

Eligibility & Application Process

Begin your journey toward debt relief by heading to the official J.G. Wentworth website. The user-friendly application will guide you through a step-by-step procedure that will not impact your credit score. Discover the ideal loan for you with J.G. Wentworth's seamless service. Within minutes, the advanced algorithm will match you with offers from leading providers customized to your specific needs.

Step 1: Assess your needs

Begin by specifying the debt relief service you require. Indicate the amount you need to loan, with loan amounts available up to $250,000. Additionally, provide details about your credit score to tailor the loan options to your financial profile.

Step 2: About you

Share essential information about your housing situation (owning or renting), highest level of education, annual income, and state of residence.

Step 3: Basic Personal Details

Provide some basic personal information, including your first and last name, phone number, email address, and social security number.

Step 4: Receive eligible matches

When you have completed the application, you will receive a list of eligible matches from trusted lending partners. It's up to you who you choose. Once satisfied, click "continue," and you will be redirected to the chosen lender's website. From this point onward, you will engage directly with the chosen lender for your debt consolidation loan. Before signing a contract, make sure you understand the terms and conditions.

To be eligible for a debt consolidation loan through JG Wentworth, you must have a minimum of $10,000 in unsecured consumer debts and reside in one of the 30 qualifying states or Washington, D.C.

Debt Services

JG Wentworth offers the following debt services:

  • Debt Consolidation: You take out a single, large loan to pay off all current consumer debt. Then, you can focus on repaying one debt with single monthly payments. This option makes sense for consumers with a good credit score, as they may qualify for a lower interest rate on the new loan. However, when taking out a large loan, it may take more time to pay off debt.
  • Balance Transfer Credit Card: Do you currently owe debt on multiple credit cards with high monthly interest rates? It may make sense to pay off debt by signing up for a credit card with a 0% interest rate introductory offer. If you have good credit, you can pay off debt faster without accruing high interest on your balance each month.
  • Debt Settlement: Debt settlement aims to reduce your overall debt. A debt specialist will work with you one-on-one to create a payment plan to pay off debt as quickly as possible.

Types Of Debt Covered

J.G. Wentworth provides solutions for individuals dealing with various types of debt, including credit card debt, personal loans, payday loans, and medical bills.

Customer Support

Customer service at J.G. Wentworth is reflected in the A+ rating they have received from the Better Business Bureau. If you have any questions, you can contact the customer support team directly via phone or email. Furthermore, you can conveniently fill out an online contact form specifying your inquiry, and a dedicated team member will respond in good time.

Customers can reach customer service Monday through Thursday between 8 am and 11 pm, Friday between 8 am and 9 pm, and Saturday between 9 am and 6 pm, Eastern Time. You can also stay informed and engaged by following J.G. Wentworth on their social media platforms, including Facebook and Twitter, for updates and valuable financial tips.

prosAndCons icon
Pros
  • 30+ years of experience
  • Variety of trusted lenders
  • BBB Accredited
prosAndCons icon
Cons
  • Limited to unsecured debt
  • Not a direct lender
JG Wentworth at a Glance
8.2Editorial Score
Application process
9.0
The process is streamlined and can be managed efficiently through their online portal, requires only essential documents
Customer support
8.0
Phone and email support: 8 AM to 11 PM ET on weekdays and 9 AM to 6 PM ET on Saturdays, high availability
Eligibility criteria
8.0
Available in most states; some state restrictions apply, requires evidence of financial hardship, accept various unsecured debts
Customer rewards
8.0
Best price guarantee, no upfront fees, and optional legal insurance
Financial tools and resources
8.0
Optional legal assistance and basic debt management support
What else should I know about debt consolidation loans?
How can I choose the best debt consolidation loan for my needs?
To find the best debt consolidation loan, you'll want to compare interest rates, fees, and repayment terms across multiple reputable lenders. Use online comparison tools and customer reviews to evaluate your options and choose a loan that matches your credit profile and financial goals. This helps you avoid hidden costs and secure the most affordable, reliable solution for your debt relief needs.
What is the best way to consolidate credit card debt?
A fixed-rate personal loan is usually best. Compare interest rates, fees, and repayment terms from multiple lenders to find the best deal.
Can I get debt forgiveness through consolidation?
Consolidation itself doesn’t erase debt, but it can simplify repayment. Forgiveness may apply separately for eligible public service or hardship cases.
Are payday loans eligible for consolidation?
Yes, many lenders allow you to consolidate payday loans into a single loan, potentially reducing the sky-high interest rates.
Is there debt relief for teachers or medical professionals?
Yes, many professionals in education and healthcare qualify for forgiveness programs, grants, or low-interest consolidation loans.
What is the difference between a debt consolidation loan and a management plan?
A loan is a new credit product used to repay old debts. A debt management plan is a structured agreement with creditors, often via a nonprofit, that helps simplify repayment without taking out new credit.
Back To Top